FHA Loans

FHA Loan is one of the easiest to qualify for.

FHA Loan Finance Mortgage Form Application Concept

Our FHA Loan Rates Are Low

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on the mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lender’s with adequate insurance, and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a firs-time home buyer or a seasoned investor.

The FHA Loan Process

Here’s how our home loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
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Why an FHA Loan?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20%, or can’t get approved for private mortgage insurance should look into FHA loans.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • 5% Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 years
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Contact Us

(407) 399-7446

Florida

Hours

Monday - Friday: 9am 5pm

Saturday: By appointment

Sunday: Closed

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